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Manager- Credit Operation

Key Responsibilities:-

  • Due Diligence in credit analysis, customer application screening, evaluation, underwriting and sanctioning of loan.
  • Flawless credit underwriting process & to ensure strict adherence to the policy and process with effective cost management.
  • Maintaining the TAT for processing the deals, evaluation, underwriting and decision to next level or within the level.
  • Closely co-coordinating with sales, credit, operations and higher officials for business growth and portfolio health. Also regularly visiting to branches/large clients/dealers/manufacturers/competitors
  • To ensure high portfolio quality, while maintaining excellent service levels (TAT) to the customer , with very low defects/reworks, and increasing efficiency of operations
  • Delinquency monitoring and taking corrective action based on portfolio indicators
  • Non starter and early delinquency monitoring to ensure best portfolio quality.
  • Responsible for the continued enhancement and execution of consumer credit risk strategy.
  • Responsible for ensuring the completion of post documentation and loan recovery process.

Qualifications and Experience

Any UG Degree with under writing experience. Minimum 3 to 8 years of experience